A partner you can rely on.

If you are looking for a partner that offers quality benefit options that attract and retain top clients, then you’ve come to the right place.  Habeo’s plans are designed to help your clients reach their benefit goals, reduce risk and keep their employees healthy.  We offer a variety of solutions, including enrollment and eligibility, primary care, population health management and incentive management seamlessly through an integrated technology platform.  What’s more, our level-funded options allow you to you offer all of that, under one flat monthly payment regardless if claims fluctuate.

  • Flat monthly premium: Flat monthly premiums and multiple, customizable plan designs help reduce the cost of medical benefit expenses and limit funding fluctuation.
  • Risk mitigation: Embedded stop loss insurance protects from unforeseen, catastrophic claims.
  • Primary Care Medical Home: Low or No-copay access to primary care physicians.
  • Focus on Health and Wellness: Keeping patients healthy and out of the hospital is the best way to reduce costs-with this in mind, corporate wellness is promoted through embedded fun program with financial incentives for employees.
  • Complex care management: Physician-directed, RN health coaches and clinical care teams work together to proactively manage the sickest members, those 20% of members contributing 80% of your medical claims cost exposure.
  • Exemptions from costly ACA mandates and State taxes
  • No annual limitation on deductibles, guaranteed issue of coverage, or community ratings with tighter age bands
  • Customizable plan designs
  • Higher probability to reduce cost of medical benefit expenses
  • Pay a flat monthly premium, regardless of fluctuating claims
  • Fully-insured or self-funded
  • Administratively burdened by managing disparate data sources
  • Intolerant of double-digit increases
  • Tired of receiving no carrier data
  • Seeing unjustified cost increases
Request a quote online here. You will be able to upload your current census there as well.

Broker Quick Start Guide

Download this 2-page guide that touches on Habeo’s key components.


Want to learn more? Check out our Webinar.

Meet Habeo – The New Approach to Healthcare

A self-funded, patient-centered medical plan

Learn about Habeo’s cost-saving plan features and how employers save 10–20 percent on healthcare costs.

Habeo in the Headlines

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GBMC partners with insurers to offer services to self-insured companies

The Baltimore Sun

Local companies that pay for their employees' medical expenses, rather than buying private health insurance, will soon have another, non-traditional option in providing care to workers.

Normally companies that self-insure hire a benefits administrator to manage a network of providers for employees. But a new program offered by Healthcare Interactive Inc., a health benefits technology firm, with Group Benefit Services Inc., an employee benefits administrator, would send workers to Greater Baltimore Medical Center, which now runs on the so-called patient-centered medical home model.

Read More: http://www.baltimoresun.com/health/blog/bal-new-option-for-self-insured-companies-story.html
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GBMC, Group Benefit Services partner with health IT firm for new health plan

Baltimore Business Journal

Howard County health technology firm Healthcare Interactive Inc., GBMC HealthCare and Hunt Valley employee benefit provider Group Benefit Services Inc. have launched a new health plan that focuses on preventive and primary care services in an effort to reduce members’ overall health care costs.

The plan, called Habeo Health, is a so-called patient-centered medical plan, a type of plan through which a group of doctors agree to work together to develop a treatment plan for a patient, with the goal of reducing overlaps in tests, appointments and medication prescriptions.

Read More: http://www.bizjournals.com/baltimore/news/2015/08/03/gbmc-group-benefit-services-partner-with-health-it.html
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New Md. insurance plan pushes patient-centered care

The Daily Record

A new health insurance plan being sold in Maryland will try to help small businesses save money while offering employees coordinated, patient-centered care and incentives to stay healthy. Habeo Health — named for the Latin word meaning "to own" — was developed by the Glenwood-based Healthcare Interactive Inc., which is offering the plan in partnership with ...

Read More: http://thedailyrecord.com/2015/07/31/new-md-insurance-plan-pushes-patient-centered-care/#ixzz3nnncd3oc
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HCIactive & GBMC HealthCare Launch Patient-Centered Medical Plan in Baltimore

The Business Monthly

Glenwood-based Healthcare Interactive (HCIactive), a health benefits technology firm, has just launched a new patient-centered medical plan called Habeo Health in partnership with Baltimore-area hospital network GBMC HealthCare and Group Benefit Services Inc., an employee benefits administrator.

The plan is at the forefront of a growing trend among health systems to use “patient-centered medical homes” to improve health care quality and reduce costs.

Read More: http://www.bizmonthly.com/bizweekly-842015/