Habeo Health is a patient-centered medical plan that adheres to a collaborative care model designed to mitigate risk and reduce healthcare costs for both self-funded employers and their member employees.
Self-funded employers gain an added layer of risk protection through built-in stoploss coverage and level-funded, flat monthly payments regardless of substantial claim increases. If overall claims are less than expected, employers will share in the annual savings by receiving a rebate. Other cost-saving benefits of the plan include population health management resources to identify and address medium and high risk groups to help them become well.
To ensure that members stay well, they are encouraged to become an integral part of their health plan by building a rapport with their physicians and care teams, and participating in wellness activities that encourage healthy lifestyle changes. Habeo’s technology makes tracking this progress easier by integrating member health and medication information, along with wellness participation in a secure platform for reporting and gaging health plan performance.